The PNC Bank Visa Gift Card is a prepaid card that carries a fixed cash amount determined by the giver at the time the card is purchased. You may pay for purchases, either by signature or by PIN, anywhere Visa debit cards are accepted. For signature transactions, choose the "credit" payment option and sign the receipt. For PIN transactions, choose the "debit" payment option and enter your PIN.
The newly released PNC Cash Rewards℠ Visa® can be great for low-spending consumers who primarily shop at gas stations, restaurants and grocery stores. The card provides an above average rewards rate in these categories, ranging from 2% to 4%. The elevated rewards are capped at a combined spending of $8,000 per year, a feature high spenders will likely find highly limiting. Still, since it has no annual fee, the PNC Cash Rewards℠ Visa® can be a good secondary card at worst.
If you’re looking for an inexpensive card to use for routine purchases, the PNC Cash Rewards Visa card is hard to beat — especially if you have a long commute or frequently dine out. The PNC card offers some of the most generous spending bonuses you can find on a credit card with no annual fee, particularly for gas and dining purchases.
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